01
Dwelling & structures
Replacement-cost protection on the home, attached and detached structures — never market value, always rebuild cost.
AiM · Home insuranceUSA & Canada · 200+ homeowners
Home insurance, monitoredSame coverage.
Same coverage.
Lower premium.
We monitor your existing home insurance to make sure you’re getting the best premium for the same protection — comparing rates across major providers so you never overpay.
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Trusted by homeowners
- USA & Canada
- 200+ homeowners
- Ongoing monitoring
- Same coverage
- Annual reviews
$1,400Avg. annual saving
20-35%New-purchase savings
200+Homeowners served
What AiM does for you
Smarter savings,
same coverage.
Owners and renters across the US, Canada and UAE trust AiM to negotiate the same dwelling, liability and contents coverage at a meaningfully lower premium.
02
Personal property
Furniture, electronics, jewellery and high-value items insured at full replacement value — scheduled where it matters.
03
Liability that holds up
Bodily injury and property damage caused by you, your family or your pets — including legal defence costs.
04
Disaster riders
Wildfire, flood, windstorm and earthquake riders priced for your actual ZIP — not a regional pool.
Why does this matter?
New-purchase home policies are the most over-priced moment in the entire policy lifecycle.
Lenders rush homeowners. Carriers know it. Send us your binder before the first renewal and we’ll typically save 25–35% before the policy auto-renews.
Pricing
Aligned with your savings.
Our pricing structure is designed around the savings we deliver. You only pay when you benefit.
No savings, no fee
$0
If we can't save you money
If we don't reduce your premium, you owe us nothing — no risk, no commitment.
Success-based
Small
A share of your savings
Only when we save you money, we keep a small portion of the negotiated savings on your annual home insurance premium — first year only. You always come out ahead.
How it works
Four steps —
about a week.
From upload to a side-by-side comparison sitting in your inbox. We do the work; you decide what to do with the savings.
Step 01
Submit your policy
Share your existing home or renters insurance details. Five minutes. Fully encrypted.
≈ 5 min
Step 02
We analyse & compare
Our team checks for lower-priced alternatives with the same coverage as your current policy.
24h audit
Step 03
Savings report
If we find a better rate, we notify you with actionable recommendations — in plain English.
Same week
Step 04
You save effortlessly
Switch, renegotiate or stay. Either way, the report is yours. We handle every form.
When ready
Ready when you are
No upfront cost.
Real client win
Same dwelling, same liability, $1,236 less.
“Same dwelling limit, same liability, same deductible. $1,236 less. I don’t know why I waited so long.”
— Daniel R., Homeowner, Austin TX
Frequently asked
Answers to common questions.
More from AiM
Explore other services.
One team. Same monitoring playbook. Better premiums on every policy in your life — auto, home, marine, aviation.
Free home review
Protect the house.
Stop overpaying for it.
Send us your declarations page. We’ll show you exactly where you’re overpaying — no upfront cost.