AiM · Boat insuranceUSA & Canada · 85+ marine clients

Marine specialists

Open water.
Closed-margin pricing.

Marine premiums are notoriously inflated — different carriers price the same hull wildly differently. AiM benchmarks them and negotiates so you pay for protection, not paperwork.

Call us now Or call — 602-910-2500

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Trusted by boat owners

USA & Canada
85+ marine clients
12 marine carriers
Agreed value
Annual reviews

$1,650Avg. annual savings

85+Boat clients

12Marine carriers

What AiM does for you

Same hull,
tighter premium.

We benchmark twelve marine specialists on your exact navigation territory and lay-up profile — same agreed value, same limits, lower number on the bill.

Luxurious motor yacht on the open Ionian Sea

Hull cover that pays

Agreed-value protection for collision, sinking, fire, theft and storm — settled at the policy number, not depreciated.

White luxury yacht docked at a modern urban marina

On-water liability

Bodily injury and property damage to other boaters, swimmers, marinas and waterfront property — including legal defence.

Yacht cockpit with leather helm seats and marina views

Towing & emergencies

On-water towing, fuel delivery, soft ungrounding and trip interruption — most owners never realise this is negotiable.

Aerial top-down view of a luxury yacht in vivid blue waters

Gear & personal effects

Fishing equipment, electronics, watersports gear, dive equipment and personal property aboard — at replacement cost.

Premium motor yacht sailing at golden hour

Why does this matter?

Marine carriers price the same hull wildly differently.

Quotes from twelve marine specialists on the same boat can vary by $1,200 to $3,400 a year — and most owners only ever see one. AiM benchmarks them all so you stop guessing.

Pricing

Aligned with your savings.

Our pricing structure is designed around the savings we deliver. You only pay when you benefit.

No savings, no fee

If we can't save you money

If we don't reduce your premium, you owe us nothing — no risk, no commitment.

Get started

Success-based

Small

A share of your savings

Only when we save you money, we keep a small portion of the negotiated savings on your annual premium — first year only. You always come out ahead.

Get started

How it works

Four steps —
about a week.

From upload to a side-by-side comparison sitting in your inbox. We do the work; you decide what to do with the savings.

Step 01

Send your policy

Share your existing marine policy details. Five minutes. Fully encrypted.

≈ 5 min

Step 02

We benchmark 12 carriers

We price your hull, navigation territory and lay-up profile against every major marine specialist.

2 – 3 days

Step 03

Savings report

If we find a better rate at the same agreed value, we email a 1-page side-by-side comparison.

Same week

Step 04

We handle the switch

Follow our guidance to adjust your policy and lock in savings. We handle every form.

When ready

Ready when you are

No upfront cost.

Start step one

Trusted by owners

85+boat owners served — and counting.

Marine premiums climb every renewal — most owners only ever see one quote. Owners across the USA and Canada are letting AiM benchmark twelve carriers — quietly, every year.

Frequently asked

Answers to common questions.

Personal watercraft, bowriders, centre consoles, pontoons, sailboats, cabin cruisers and offshore sport-fishers up to 65 feet. Above 65 feet typically routes into our yacht programme — we'll tell you which makes more sense.

Yes — most carriers cover the boat in transit on a trailer, in dry storage at marinas, and during winter haul-out. We confirm the navigation territory and lay-up provisions match how you actually use the boat.

Cleanly. We negotiate experience credits for completed boating safety courses, multi-year clean records and Coast Guard licences. Most carriers will knock 10–25% off if asked — they don't volunteer it.

Yes. We negotiate extended navigation territories — coastal, Bahamas, Bermuda triangle and trans-Atlantic — with proper salvage and towing limits matched to where you actually run the boat.